What You Need to Budget for Ford's New $90,000 F-150 Platinum Plus

2025-04-04 16:13:16 By John Johnson

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The Ford F-150's versatility is a big part of its staying power as the top-selling vehicle in the US for around half a century. Whether you're after a utilitarian work truck, a roomy family vehicle, or a practical grocery-getter, an F-Series truck can be configured to suit your needs. That's true if you're after something a little more luxurious, too.

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Ford

Ford stands as one of the longest-established car manufacturers in the United States and globally, renowned for pioneering mass automobile production with the introduction of the Ford Model T under the leadership of Henry Ford. Over the span of more than 120 years, Ford has established itself as a top seller across numerous market segments, boasting iconic models such as the Ford F-150, Transit, and Mustang.

That is, if you like a cushy cabin, but you'd rather not trade your pickup in for an SUV like a Ford Expedition or something even more upmarket such as the new Lincoln Navigator, the F-150 has that base covered, too. For the 2025 model year, the Platinum model returns from 2024 with a round of updates, and exclusive ownership benefits including personalized customer support and discounts. The question is, at a starting cost of around ninety grand with the luxurious Plus Equipment Group added, what exactly are we getting for that price, and is it worth it?

The calculations and estimates presented in this document are intended solely for illustrative purposes. To obtain a more tailored estimate of potential expenses, you should perform your own calculations.

What Can We Expect from the 2025 Ford F-150 Platinum Plus?

When browsing the various headlines online (including our own), it's tempting to simplify the Platinum Plus F-150's MSRP to approximately $90,000. However, what is the true cost of this truck? Let’s analyze the pricing details to understand what we are really investing in.

Platinum Trim Base MSRP

$74,805

Platinum Plus Equipment Group

$14,345

Destination And Delivery Fee

$1,995

Acquisition Fee

$695

Total Cost

$91,840

Please keep in mind that this figure does not account for taxes, title fees, or any additional charges. It solely reflects the cost of the truck itself, without considering any optional features, premium paint choices, or any extras—just the Platinum trim along with the Plus Equipment Group enhancement.

2024 Ford F-150 Tremor

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What Features Are Included in the Platinum Trim?

Before diving into the Platinum Plus equipment group, it's essential to first examine the Platinum model to determine if this top-tier trim is truly a worthwhile investment. Let's take a closer look at what the Platinum version offers.

  • Rain-sensing wipers
  • Pro trailer backup assist
  • Trailer reverse guidance
  • One-year trial of connected navigation
  • Adaptive cruise control
  • B&O Unleashed premium audio
  • 20-inch painted gloss black wheels
  • Standard 4x4
  • Electronic-shift-on-the-fly with neutral towing capability
  • Two-speed automatic four-wheel drive system
  • 3.5-Liter EcoBoost V6 engine
  • Unique exterior appearance including body-colored bumpers and handles
  • LED fog lamps and cornering lamps Remote power tailgate
  • Aluminum crossbed storage Weather Guard toolbox
  • Two front tow hooks
  • Auto-dimming driver's-side mirror
  • Pro power 2kW onboard outlet
  • Deployable power running boards
  • Black leather-wrapped steering wheel
  • Premium floor mats
  • Ambient lighting
  • 10-way power driver's seat
  • Heated front seats

What Additional Features Does Platinum Plus Include in the Luxury Trim?

The standard Platinum trim already offers a high level of luxury, so what additional features can we expect by investing an extra fifteen thousand dollars for the Platinum Plus upgrade?

  • 3.5-Liter hybrid V6 engine
  • Pro-power onboard 7.2kW outlet
  • 22-inch painted chrome-insert wheels
  • Platinum hood lettering
  • Wheel well liner
  • Platinum Plus exterior and interior themes
  • Satin-finish exhaust tips
  • Quilted leather seats
  • Leather-wrapped instrument panel
  • Platinum Plus Experience
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For the most part, the Platinum Plus just makes this truck a really high-end luxury pickup. What sets the package apart isn't the quilted leather seats or the hybrid engine, though, it's the Platinum Plus Experience. This is like an exclusive club membership that includes the following benefits:

  • Two-year maintenance plan
  • Elite welcome call
  • 90-day accessories discount
  • 1-to-1 texting with Ford truck expert
  • FordPass Rewards points

In addition to everything else, there’s a "package and tribute item," which we can liken to the thoughtful gesture of a real estate agent presenting you with a premium coffee blend and a personalized keychain after you purchase a new home through their services.

What Additional Features Can We Include in Our Platinum Plus F-150?

The Platinum Plus F-150 is pretty much a ready-to-go ultra-luxury pickup truck, and it doesn't leave much room for add-ons at the point of purchase. But there are a few gimmicks and doodads you can throw in there, and, for our money, you have to go with the red exterior color, even if it costs extra.

  • Rapid red metallic tinted clearcoat - $495
  • Spray-in bedliner - $595
  • Illuminated Ford logo badge - $530
  • Bed divider - $520
  • Retractable rear center step - $430
  • Front and rear molded splash guards - $300
  • SecuriCode keyless-entry keypad - $225
  • Engine-block heater - $190
  • Wheel-lock kit - $85
  • Spare-tire lock - $80
  • In-vehicle safe by Console Vault - $430
  • Ash cup with lighter - $130
  • First-aid kit with Ford logo - $60
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When we sum everything together, this is our current total.

Base MSRP

$74,805

Options Including Platinum Plus Upgrade

$16,515

Destination Charge

$1,995

Acquisition Fee

$695

Total MSRP

$94,010

Unfortunately, none of our selections fall under the "accessories" category, which means that our 25% discount does not extend to additional items such as the engine-block heater.

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Based on Ford's online configurator, the projected monthly lease payment for the truck is approximately $1,188. This estimate is calculated with an annual mileage of 10,500 miles and includes a down payment of $9,332.

What Is the Financing Cost for a Platinum Plus Ford F-150?

It looks like this truck is one we might want to keep after the lease expires. Can you tell me the financing costs for the Platinum Plus, assuming we make a $10,000 down payment, have an interest rate of 5%, and opt for a five-year loan?

Total MSRP

$94,010

6% Sales Tax

$5,650

Interest

5%

Loan Term

60 Months

Titling, Registration, And Other Fees

$4,000

Total Cost

$116,038

Monthly Payment

$1,767

The figures presented here show a loan distribution of 12% attributed to interest and 88% to the principal. Please note that these numbers are merely illustrative; your actual experience may differ significantly. Depending on your location, you may encounter higher or lower sales taxes. Additionally, your credit score could lead to a different interest rate than what is shown. Extra fees might amount to less than $4,000 in your area. It's essential to perform your own calculations to obtain a more tailored estimate.

The front of the Lincoln Navigator in a dealership

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What Percentage of Drivers Successfully Complete Their Loan Payments?

Almost 50% of Americans are currently managing a car payment. Are we stuck in a cycle of paying until the vehicle gives out?

Is the Platinum Plus F-150 a Good Value for Its Price?

Buying into a premium membership plan with the purchase of a luxury vehicle isn't unheard of. But, bringing that aspect of the luxury car experience to the full-size pickup world does set the Platinum Plus apart from comparable trucks. In that sense, the Platinum Plus F-150 is pretty unique in what it does, competing more directly with full-size luxury SUVs than with other pickups like the Silverado and the Ram 1500. Bottom line: if you want to take the experience of driving something like a Porsche Cayenne or a Mercedes GLE Class, and transfer that directly to a full-size pickup, then the Platinum Plus is worth the asking price simply because it's the only game in town. It's only a question of whether this is what you're looking for in a pickup truck.

Sources: Auto Loan Calculator, Ford .

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2018 Toyota Sienna XLE Premium in Midnight Black Metallic, accommodating 7 passengers.

View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. CARFAX report shows one owner and a clean history. Presenting a sleek black 2018 Toyota Sienna XLE Premium, accommodating up to 7 passengers with front-wheel drive and powered by an 8-speed automatic transmission paired with a robust 3.5L V6 SMPI DOHC engine. This vehicle comes equipped with ABS brakes, Active Cruise Control, stylish alloy wheels, body-color bumpers, a compass, and Electronic Stability Control. Enjoy comfort with front dual-zone A/C, heated door mirrors, and heated front bucket seats. Additional features include illuminated entry, premium leather seat material, low tire pressure warning, power door mirrors, a power liftgate, a power moonroof, remote keyless entry, a roof rack (rails only), a spoiler, and traction control. The odometer reads 5,102 miles less than the market average! Fuel efficiency is rated at 19 MPG in the city and 27 MPG on the highway. Recognitions: * 2018 KBB.com Best Family Cars * 2018 KBB.com Best Resale Value Awards * 2018 KBB.com 10 Most Awarded Brands We appreciate you considering this stylish 2018 Toyota Sienna. Please note that the listed price might include incentives that are not applicable with Special APR offers. Additionally, all prices are exclusive of tax, tags, and a $599 processing fee. ABS brakes, Active Cruise Control, Alloy wheels, Bumpers: body-color, Compass, Electronic Stability Control, Front dual zone A/C, Heated door mirrors, Heated Front Bucket Seats, Heated front seats, Illuminated entry, Leather Seat Material, Low tire pressure warning, Power door mirrors, Power Liftgate, Power moonroof, Remote keyless entry, Roof rack: rails only, Spoiler, Traction control, ', 3rd row seats: split-bench, 4-Wheel Disc Brakes, 6 Speakers, A/V remote, Air Conditioning, AM/FM radio: SiriusXM, Auto High-beam Headlights, Auto-dimming Rear-View mirror, Automatic temperature control, Axle Ratio: 3.003, Brake assist, CD player, Delay-off headlights, Door auto-latch, Driver door bin, Driver Easy Speak, Driver vanity mirror, Driver's Seat Mounted Armrest, Dual front impact airbags, Dual front side impact airbags, Dual-View Blu-Ray DVD Entertainment Center, Exterior Parking Camera Rear, Front Bucket Seats, Front fog lights, Front reading lights, Front wheel independent suspension, Fully automatic headlights, Garage door transmitter: HomeLink, Headphones, Knee airbag, Occupant sensing airbag, Outside temperature display, Overhead airbag, Overhead console, Panic alarm, Passenger door bin, Passenger seat mounted armrest, Passenger vanity mirror, Power driver seat, Power passenger seat, Power steering, Power windows, Radio data system, Radio: Entune 3.0 Premium Audio w/Navigation, Rear air conditioning, Rear anti-roll bar, Rear Corner/Back Clearance & Back Sonar, Rear Parking Sensors, Rear reading lights, Rear seat center armrest, Rear window defroster, Rear window wiper, Reclining 3rd row seat, Security system, Speed control, Speed-sensing steering, Split folding rear seat, Steering wheel mounted audio controls, Tachometer, Telescoping steering wheel, Tilt steering wheel, Trip computer, Variably intermittent wipers, Wheels: 17" x 7" 7-Spoke Machine-Finished Alloy, and Wireless Headphones.

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Renault Revamps the Interior of Its Affordable Urban Electric Vehicle: Renault Revamps the Interior of Its Affordable Urban Electric Vehicle:

View pictures in App save up to 80% data. The dashboard of the Twingo E-Tech pays homage to the round design reminiscent of the 1990s model. Renault has revealed a redesigned interior for its upcoming budget-friendly urban battery-electric Twingo E-Tech, which aims to be priced below $21,000. The vehicle, initially unveiled at the Paris Motor Show 2024, makes its debut at this week’s Brussels Motor Show featuring a revamped interior, setting the stage for mass production in 2026. Inspired by the Twingo's inaugural model released in 1992, the interior design features a nostalgic aesthetic with a floating cylindrical dashboard that reflects the iconic shape of the original vehicle. It showcases a 7.0-inch (17.8-cm) digital instrument cluster and a 10.1-inch (25.7-cm) central multimedia display, positioned next to three buttons for the air conditioning system, along with the red hazard warning light button encased in a translucent bubble, reminiscent of the original Twingo. The area beneath the dashboard and the gap between the front seats offer storage for bags and daily items, while a flat tray located under the cylindrical dashboard spans the entire width of the cabin, making it convenient to access small essentials. The color selections draw inspiration from the classic Twingo, harmonizing the exterior hues with delicate accents on the front door panels and the dashboard on the passenger side. It remains uncertain if the tinted cork flooring showcased in the concept vehicle will be included in the final production, but Renault assures that this eco-friendly material boasts both resilience and longevity. Modular seating emphasizes flexibility, featuring a rear bench that can slide and fold in two equal 50/50 segments, optimizing the vehicle's 5-door configuration. The interior is further illuminated by a spacious, rounded glass roof. Notable convenience features comprise a front headrest equipped with a magnetic section, allowing rear passengers to securely attach their phones, as well as an elastic strap that serves as a map pocket, conveniently holding a water bottle within easy reach. Exterior modifications feature a lowered front air intake, more compact rear wheel arch extensions, and newly designed black bumpers showcasing a 3D-printed honeycomb design. The front door handles now lack an illuminated trim, a quarter-window has been introduced adjacent to the side mirrors, and the design of the taillights has been updated to reflect the shape of the half-moon LED headlights.

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2025 Mazda CX-70 3.3 Turbo S Premium 48t

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View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. Your new Mazda includes the Duncan Advantage package, featuring two free oil changes and tire rotations within the first year, a 10% discount on accessories, and three months of paintless dent repair services. Zircon Sand Metallic 2025 Mazda CX-70 3.3 Turbo S Premium AWD 8-Speed Automatic I6 Turbo ', 12 Speakers, Active Cruise Control, AM/FM radio: SiriusXM, Auto High-beam Headlights, Auto-dimming door mirrors, Auto-dimming Rear-View mirror, Automatic temperature control, Brake assist, Bumpers: body-color, Cargo Blocks, Compass, Driver vanity mirror, Dual front impact airbags, Dual front side impact airbags, E911 Automatic Emergency Notification, Electronic Stability Control, Emergency communication system: MAZDA CONNECT, Four wheel independent suspension, Front Bucket Seats, Front dual zone A/C, Front reading lights, Fully automatic headlights, Garage door transmitter: HomeLink, Heads-Up Display, Heated door mirrors, Heated front seats, Heated rear seats, Heated steering wheel, Heated/Ventilated Front Bucket Seats, Illuminated entry, Infotainment System Voice Command, Knee airbag, Leather Shift Knob, Leather steering wheel, Low tire pressure warning, Mazda Connected Services, Mazda Online Navigation, Memory seat, Nappa Leather Seat Trim, Navigation system: MAZDA CONNECT, Occupant sensing airbag, Outside temperature display, Overhead airbag, Pandora Internet Radio Integration, Passenger vanity mirror, Power door mirrors, Power driver seat, Power Liftgate, Power moonroof, Power passenger seat, Radio Broadcast Data System Program Information, Radio: AM/FM w/Bose Premium Audio Sound System, Rain sensing wipers, Rear air conditioning, Rear anti-roll bar, Rear seat center armrest, Rear window defroster, Remote keyless entry, SMS Text Msg Audio Delivery & Reply, Speed control, Speed-sensing steering, Split folding rear seat, Steering wheel memory, Tachometer, Telescoping steering wheel, Tilt steering wheel, Trip computer, Variably intermittent wipers, Ventilated front seats, Wheels: 21" x 9.5J Aluminum Alloy. 23/28 Miles Per Gallon (City/Highway) We appreciate you considering the stunning 2025 Mazda CX-70. Please note that the listed price may incorporate incentives that are not applicable with the Special APR offer. Additionally, all prices exclude taxes, tags, and a $599 processing fee. ', 12 Speakers, Active Cruise Control, AM/FM radio: SiriusXM, Auto High-beam Headlights, Auto-dimming door mirrors, Auto-dimming Rear-View mirror, Automatic temperature control, Brake assist, Bumpers: body-color, Cargo Blocks, Compass, Driver vanity mirror, Dual front impact airbags, Dual front side impact airbags, E911 Automatic Emergency Notification, Electronic Stability Control, Emergency communication system: MAZDA CONNECT, Four wheel independent suspension, Front Bucket Seats, Front dual zone A/C, Front reading lights, Fully automatic headlights, Garage door transmitter: HomeLink, Heads-Up Display, Heated door mirrors, Heated front seats, Heated rear seats, Heated steering wheel, Heated/Ventilated Front Bucket Seats, Illuminated entry, Infotainment System Voice Command, Knee airbag, Leather Shift Knob, Leather steering wheel, Low tire pressure warning, Mazda Connected Services, Mazda Online Navigation, Memory seat, Nappa Leather Seat Trim, Navigation system: MAZDA CONNECT, Occupant sensing airbag, Outside temperature display, Overhead airbag, Pandora Internet Radio Integration, Passenger vanity mirror, Power door mirrors, Power driver seat, Power Liftgate, Power moonroof, Power passenger seat, Radio Broadcast Data System Program Information, Radio: AM/FM w/Bose Premium Audio Sound System, Rain sensing wipers, Rear air conditioning, Rear anti-roll bar, Rear seat center armrest, Rear window defroster, Remote keyless entry, SMS Text Msg Audio Delivery & Reply, Speed control, Speed-sensing steering, Split folding rear seat, Steering wheel memory, Tachometer, Telescoping steering wheel, Tilt steering wheel, Trip computer, Variably intermittent Price includes: $1000 - Custome

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